MORE American Express Credit Card SHUT DOWNS – Waller’s Wallet

by YouTube Team

Amex card shutdowns have been happening for years. But this time we see another round of Amex shutdowns when using a new tool, PayPal Key. But it seems a particular reason is why people are being shutdown when using Amex cards with PayPal Key. But by playing by the rules you can avoid amex shutdown.

00:00 – Start
00:23 – Common theme
1:11 – Big shutdown reason
2:41 – Other possibilities
3:28 – Thought

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34 comments

elmaschingon41 December 9, 2020 - 6:42 pm

Great information Dustin. We expect no less from you. Keep it up.

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q n December 9, 2020 - 6:45 pm

You play with fire and you get burned and all your points get wiped out in one felt swoop. Honesty is the best policy.

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A BC December 9, 2020 - 7:05 pm

I used my Hilton aspire card on PayPal key to pay my annual car insurance to meet my minimum spend because my insurance Company doesn’t accept Amex. Let’s see what happens.

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rrt08 December 9, 2020 - 7:05 pm

“Here’s your sign” Bill Engvail

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Jackson Trigg December 9, 2020 - 7:06 pm

Dang, that's some crazy strats to game Amex, lol… I still have about 30 days left on the Gold referral and since the bonus period kicked in I'm at +40k MR points (25k bonus + extra 15k from spend)… Perfectly content with how that's going as compensation for holding through another $250 annual fee, lol

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Icarus December 9, 2020 - 7:11 pm

You do not toy with Amex. They are the strictest card company of all.

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Icarus December 9, 2020 - 7:17 pm

I bet every time they receive a payment check from Plastiq, they check all your cards spend for a payment to Plastiq/Paypal of equal or greater amount within a time window.

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brownfox79 December 9, 2020 - 7:22 pm

I received email from Plastiq last week informing me that PayPal Key no longer accepts payments from Plastiq that is linked to a credit card. You can still use PayPal Key but only with linked debit cards or bank accounts. So the 1% Loophole we discovered with the release of PayPal Key back in September is a thing of the past. Back to the 2.85% fee from Plastiq to help hitting the Sign up bonuses.

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ADAM E December 9, 2020 - 7:35 pm

I saw your last video about Amex travel credit triggering using United travel bank. A little nervous on doing it but that’s a good amount I would have used normally with lout the pandemic going on right now.

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E Roy December 9, 2020 - 7:50 pm

Ok I subbed. These news vids on churning are great for people with not a lot of time. Love the info, the table of contents, and generally everything.

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CJ Mor December 9, 2020 - 8:11 pm

I just used PayPal key to hit my sub on the 100k plat by charging it with my merchant account I gotta liquidate all my points brb

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ZacharyDingo December 9, 2020 - 8:25 pm

Yikes!

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Vicente Zavala December 9, 2020 - 8:40 pm

dude can i use pay pal key with Chase credit card to rack up points with freedom cards?

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Mr. Berry December 9, 2020 - 8:59 pm

The Amex RAT team is working overtime this holiday season. Too many stupid and unethical transactions happening.

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Jake Broe December 9, 2020 - 9:28 pm

Yeah, I lack sympathy. There is a difference between extracting value and then flaunting the terms. I sleep fine at night.

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William Connor December 9, 2020 - 9:42 pm

yeah i use my amex card the way it's supposed to be used not going to cheat

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George Sarraf December 9, 2020 - 11:38 pm

*****data point

After watching your video, of course I linked my Amex gold to PayPal key!

I did an Amazon reload of 10.00 to test it

Amex coded it as a restaurant and I got 4x back

So.. I called them and they told me “the merchant codes it as a restaurant”

Maybe THATS the issue

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RF Finances December 9, 2020 - 11:52 pm

I wonder if someone could use this trick but use an American Express to pay a Chase card. I'm curious. But I should probably not try finding out.

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SolidLiquidFox December 10, 2020 - 12:41 am

There is a line between being bold and stupid. Some churners breakdance on top of that line. No sense of future relationship with Amex. Churn and burn.

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Cle B. December 10, 2020 - 2:43 am

Sounds a lot like money (points) laundering. 😂

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lol December 10, 2020 - 3:38 am

The whole point and miles game should be treated as a long-term thing. Definitely not worth it to get blacklisted by amex for some points.

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Zappy Eats December 10, 2020 - 5:57 am

I know amex rules have gift card language for sub. My question is is I buy all my employees giftcards with my amex card for Christmas is that risky. Under the multipliers rules it doesn't say anything about gift cards.

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lewis20002000 December 10, 2020 - 6:36 am

Common sense still works in 2020.

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Mao-Hsin Shen December 10, 2020 - 9:54 am

Is there a rule by AMEX saying u cannot use PayPalKey ( that is a MasterCard code)?

If none, how can AMEX punish these users?

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Madden 'Credit' Champ December 10, 2020 - 11:17 am

People are trying to cheat the system & I don't feel bad for them. Go to Chase

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Ramkumar M December 10, 2020 - 11:20 pm

Does paying rent with PPK + Amex (without plastiq) trigger shutdown ?

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Joseph Paine December 11, 2020 - 3:59 am

Thanks for having our back man. I have no sympathy. Take care and keep the family safe!

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Terrance Steiner December 11, 2020 - 5:03 am

Honestly… Good

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DJ Barr December 11, 2020 - 12:58 pm

Amex closed my accounts and shadow banned me a few years ago for paying with PayPal.

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7MOTION98 December 11, 2020 - 1:06 pm

I love 💕 this video, yes they are STUPID.

Being followed by rat team is bad as being followed by the IRS , 😂 they do have experts on that field, Thank you for this video, very
informative and I laughed at the same time

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Maserati Holly December 12, 2020 - 3:21 pm

scary !!! ANEX is not to be played with lol

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BTCETH Legend December 13, 2020 - 8:33 pm

Rip

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Kaj Anandarajah December 20, 2020 - 6:30 am

Great video

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Boss Bogan April 5, 2021 - 11:26 pm

It's a TRAP! lol (never pay credit with credit, unless its an authorised balance transfer)

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