Navy Federal Credit Union has a couple of good reward credit cards. The NFCU More Rewards credit card is an undervalued no annual fee credit card with great cash back rewards. The More Rewards Amex card has a few travel benefits as well, including an possibility to save money on Delta flights.
0:00 – Start
00:22- NFCU Eligibility
00:52 – Sign Up Bonus
1:23 – Earning Rates
2:17 – Annual Fee/ FTF
2:39 – Redemption Options
3:39 – Other Benefits
5:27 – Thoughts
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39 comments
Their credit limit is insane. I just got approved for 25K @ 9.69 apr! Best Credit Limit compared to all my other cards.
I have NFCU and they do have great customer service. I was planning on getting this card this summer, but I’m waiting for the US Bank connect. I dont like having hard pulls, so I dont want to get the NFCU card and then a week later the connect comes out.
Back with the hat (a different one)!! Thanks man, love it!!
Funny that in the thumbnail your wearing a cap. But anyhow 😅
Navy Federal has a shopping portal “Member Deals” when using any of their credit cards.
Not bad with the increased offer for those well outside 5/24/later in the game. I'd still prioritize other issuers including Barclay's first…and the US Bank Altitude Connect, coming soon, is a much better offer which may not last long with $500 SUB
Thanks for the video. Helpful
Warning, NFCU will not let you set up auto pay from an external bank account. So if theyre not your main bank you have to manually pay your bill every month with no safety net if you forget. No autopay is a deal breaker for me. I do have the card but have been getting new cards to replace all its categories since I changed banks and found out about this.
Meh! its an ok bank and cards…had them for a while and decided to close my accounts with them and cancel their credit cards. Over hyped. Customer service is on par with chase and amex nothing special
Thanks for doing this video!! Just got this card ! They give you an option to express mail it for $12, and also email you asking if you want your card number now so you can start spending to hit the $3,000 min spend for the SUB 🙂
murica
I have the Navy Fed cash rewards card. It was my second credit card. Been with Navy Fed for 6 years, have never had an issue with them. And they are very generous with their credit limits.
Sounds like a solid cash back card. Thanks for the review Dustin! Take care and stay safe.
18yrs with NFCU and love it.. Be careful with their automatic credit increases, you'll want to call them and request to remove automatic credit limit increases. What's a Wells Fargo?
im hoping that this signup bonus does not go away soon, I managed to snatch the 50k bonus for the flagship card earlier this year and its super underrated. 9.99% APR and 9.99% cash advance with no cash advance fee is pretty great. Mine has a $26,300 limit, my highest card by far, next highest is capital one venture one at 12k. Its basically a 2% back on everything plus some 3% back categories. Love NFCU!
My favorite card before I got into the CC game and still has a place in my wallet.
Nice hat, man! That sounds like a great card.
Can you give a few examples of restaurants? ( I.e do coffee shops, mom and pop shops or fast food count under this category? )
Great video Waller, I love this card. Didn't know about the 10% delta nor no cash advance fee at NFCU atm's, thanks for that. You mentioned it has the AMEX benefits as well but would've been better if you highlighted the Return Protection 90 day benefit. I actually just used this on another AMEX card on some exercise equipment that was giving me pain due to small pedals. It was 60 days in, and the vendor wouldn't refund it since it was past 30 days. I filed the claim and Amex refunded me the $100 no questions asked and didn't even ask for me to send them the device. This is an amazing benefit that doesn't get talked about enough!
This was the card that got me into the points and miles game. I would run the Navy Federal Duo with this and the Visa Signature, but Navy doesn’t pool your points. That really bothers me. Other than that, Navy has been fantastic. They were my first bank almost a decade ago, and I still have great experiences with them.
I'm guessing you don't know about Navy Federal Credit Union American Express More Rewards travel website..
I love my cash rewards credit card 🔥🔥🔥
Have Cash Rewards card for 3 months… always paid off every month. My credit scores are 750 to 787. I was preapproved about a week ago for all the NFCU cards available. Came back to the site a few days ago and am no longer prequalified. The only thing that changed with my credit is 1 closed 1 department store card that i no longer need. So, how could I be preapproved a week ago then get denied for preapproval just days later….. with a credit score just shy of 800?? I don't get it.
You also get the Hilton military discount when using the card. Not the best, but the discount is not bad if one doesn't have a Hilton card.
Your uplift is during online purchase at certain companies like Wal-Mart , Macy’s, and some hotels 🏨 which can found out through the portal.
I just applied for this card and got a 5K limit 🥳🥳🥳🥳 and my cash rewards just got a limit increase of +500.00 I love my credit union
Just applied today after watching, served military 14 years. Approved for 20k 14.99 apr.
Been banking with them since 2014, I just never pulled the trigger for a long time.
Which credit card is better than Navy federal more rewards ?
And Navy Federal is also very generous with the credit limits. A true bonus in this day and age.
👍🏾
Are amex offers on this card?
I Love their customer service
I just got approved last night for one. I'm still pretty new when it comes to credit so they only gave me $1000 limit. Really I'm hoping this will get me in good standing with Amex so I can go to them directly for the good cards.
They are very generous on credit limits. I got a $17,600 and that’s waaay more than my first Walmart Capital One Credit Card which has a limit of $550 🤷🏽♂️
Does the 3 x points on supermarkets include Walmart??
Just got approved for this card through their reconsideration email. They denied me at first but after further review they reinstanted my approval. 3600 to be exact!
Loving the more rewards card. I have a few different cards and this is basically my gas and groceries card. I will say tho if chase gives one of their cards good grocery rewards I will definitely be getting that instead lol
I noticed they have a green card and it has no Visa or MasterCard logo how does that work can you make a purchase in certain stores they say they except those logos. Will they still take that credit card?
I was wondering, how to reedeem my points since its a" point card".