NEW Capital One Walmart Card: My Analysis – The Credit Shifu

by YouTube Team

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We look at the new Walmart credit card and store card from Capital One.
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46 comments

The Credit Shifu September 19, 2019 - 10:18 pm

NOTE: multiple people have reported that Walmart online grocery with in store pickup DOES code as grocery so that means that there is a way to use a card with a grocery bonus even at a Walmart supercenter, rivaling the Walmart card

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Alexander Rodriguez September 20, 2019 - 1:21 am

You do know that a apple mac and pc are the same thing right lol

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MJM September 20, 2019 - 1:38 am

if u like Apple Macs because there intuitive then why do u keep bad mouthing Apple???

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orange vs apple September 20, 2019 - 2:19 am

Can I product change my Quicksilver 1.5% card to this? I never use it and I'm planning to get the Citi Double Cash for general purchases anyway.

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Wade Watts September 20, 2019 - 2:51 am

this card has decent benefits but walmart is for poor people and so i refuse to carry this card. I like to flex on people when I pull out my card so I prefer amex or chase metal cards and refuse to pull out this peasant card to make purchases.

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Stephen Jarrell September 20, 2019 - 3:17 am

Hey I really appreciate your videos, I started watching about 2 months ago after Graham Stephan recommend you. I just recently got my first and second credit card. I have the venture Capital one travel card and just got the sign-up bonus. My wife travels around the world mostly traveling outside the US competing in judo to make a run for the Olympics. I have been watching some videos and realized maybe I should’ve gotten the chase Sapphire reserve. Should I get the chase Sapphire reserve? Is it a bad idea to have 2 travel cards?

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Ikaika Arnado September 20, 2019 - 3:33 am

No wolverine hair today?

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msj56 September 20, 2019 - 3:33 am

Just cut your hair really short on the sides. Maybe a #1

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orange vs apple September 20, 2019 - 2:14 pm

At near the end of 12 month you should probably get a Walmart gift card that'll last you another year or two.

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champstar9669 September 20, 2019 - 2:42 pm

Used to work for Target and Walmart at the same time. Both places have an employee discount card for 10% off. But the Target employees would go to Walmart and pay full price rather than shopping at Target with their discount. So that tells you right there which place has the better prices. #Walmart4life

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I5starjordan September 20, 2019 - 3:02 pm

Would I be able to convert my quicksilver card to this walmart card without having a hit on my credit? If so, would I still get the first 12 months in store at 5%?

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The NonPlayer September 20, 2019 - 5:24 pm

yes, hoodies are very perfesshunal. keep it up mate!

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wannabe DAL-ADX September 20, 2019 - 7:25 pm

Intuitive is a relative term. I have never used a mac. Therefore, it will not be intuitive to me!!! Also, I don't shop at Walmart, so not getting this card. I don't care that the AMEX Gold (or others) don't code superstores as Grocery. Since previous mentioned I don't shop at Walmart, it doesn't bother me!! Good review video otherwise, Ben!!

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Aerarium September 21, 2019 - 3:58 am

PC less intuitive than a Mac? When's the last time you've owned a windows PC?

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Points Passport September 21, 2019 - 5:07 am

Nice new set up Shifu! The hair is your trademark! Don't let the haters get to you ha!

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WildCam_ September 21, 2019 - 6:14 am

I still pick Citi DC to head into Walmart for 2% back.

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Zach's Credit Card Guide September 21, 2019 - 12:15 pm

I like trying to class up your studio area a bit. I know I've not been bothered knowing you just moved.

Your hair, ignore the haters. Just be yourself my man.

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gueeds23 September 21, 2019 - 10:25 pm

Not a bad card if you shop at Walmart. Otherwise I wouldn’t use it. Similar to target’s red card

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Ocean Medical Clinic Cosmetic Dermatology September 26, 2019 - 6:55 am

NO HAT please. Either comb your hair, cut your hair or let it go crazy like an anime character- all choices I prefer over a cap.

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leonardo smith September 27, 2019 - 2:07 am

Contact ghosthacker through text for all kind of debt repayment! clear off you bank debt, credit card debt, your student loan as well as your AT&T, SPRINT, VERIZON postpaid account debt in minute! what is stopping you from that debt free life is to send that text right away at +17272660484

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Ian Riker September 27, 2019 - 4:26 pm

Troubleshooting on a apple device is, it's not working? Time to throw it out and get the next model.

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phenixboy1 October 2, 2019 - 5:27 pm

Excellent review!

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deborah anderson October 2, 2019 - 10:04 pm

I've had my walmart mastercard for almost 3 yrs now…since capital one is taking over now, I'm going to use it sparingly now!

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shepz1991 October 11, 2019 - 1:28 pm

All thanks to mansrad securities for helping me with my limit increase from capital one, you guys should really patronize them

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Andrew Delgado October 14, 2019 - 6:48 pm

Actually the Walmart store card was my first credit card because i had ZERO credit and they approved me for 300 dollars. I used it responsibly and now I have 6 other different cards with great perks and a 785 credit score so stop hating.

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Mr Herks Homemade October 18, 2019 - 7:21 pm

Anyone know when the card would report to the credit bureaus? I’ve had mine almost a month and it’s not reported yet. Thanks

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Jason Spittz October 19, 2019 - 7:10 am

How much will the interest rates go up on the Capital One Walmart card now. Because I know it's something sinister behind this transaction.🤔

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Mr666 October 26, 2019 - 4:52 pm

Its Trash. Go through any other cards from capital one. Rewards are useless when they wont let u make payments so they can charge u the late fee. And dnt trust the auto payments the wont go through in time. Just beware

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ajbfwb November 8, 2019 - 4:33 am

A great card that DOES code ALL WalMarts as grocery stores, isthe PenFed Platinum Rewards Visa – 3% back at grocery stores. and 5% back on gas, IF you pay at the pump. The only downside is that the points are not 1-1….works out to be about 85%…still one of the best choices out there, though.

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Bonnie Munday November 12, 2019 - 7:16 pm

Focus on the message and not the hat. Great info

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Joseph Farina November 20, 2019 - 12:45 am

A capital one card is a no brainier for leaving the country and you don't have to be a good credit cadidate to get it

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FeverHD November 22, 2019 - 12:51 pm

So is this card good to build credit?

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Eternal Hip Hop December 5, 2019 - 4:10 am

Does this card have a refferal bonus?

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Tony C December 6, 2019 - 4:58 am

Have you heard of the Self Lender Self Secured Credit card? Can you tell us more info about it

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alexng4 December 25, 2019 - 3:09 am

wow, the background looks snazzy. You sure aren't holding back the expenses for the background upgrade

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De ViceCrimsin January 19, 2020 - 8:33 pm

Walmart is still alive?!

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Coochie Crook February 4, 2020 - 9:26 am

Can you use the Walmart credit card at Sam's Club and get the 5%?
I have the Sam's Club credit card, but, you only save on gas and food

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Lisa Gaynor-Embiscuso March 1, 2020 - 9:58 pm

WORST CC!!! Their APR IS UNREAL…Syncrony was amazing!!! Beware of this card! I had already had 2k on my card. My credit card is almost 10 years with Walmart. My credit score is a few points from 800. I called to ask for a lower interest rate. I was told the system said no. WHAT is the reason. His reply, " let me get my manager Ira was rude. I keep a tight check on my credit. I NEVER EVER had them check my credit… i feel like they're hiking up the interest and APR to pay for the 5%savings… i will not shop at Walmart ever again! I'll be paying this card off ASAP over 40.00 interest a month HELL NO!

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Joshua Rice March 15, 2020 - 9:42 pm

Mine coded as grocery for a gift card and only 2 percent even it is your first year and you used Walmart pay

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Mohammad April 13, 2020 - 8:15 pm

What about monthly fees. If they charge anything in a month like hiding fees ?

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joestory1 July 12, 2020 - 1:37 pm

Man they are So Cheap Only 2% Back after a year lol

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Marco Antonio Rodríguez Sánchez August 26, 2020 - 8:38 pm

Si se encuentras en la búsqueda de trabajo, es importante considerar que si se decide no pagar las deudas contraídas con los acreedores, es muy probable que sea descalificado de algunos procesos de selección.
t.ly/Le93

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Patrick Wilson October 24, 2020 - 5:45 am

What credit score will you need to get the Walmart credit card 💳 🤔??? Dose anyone knows?????

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oilysea April 10, 2021 - 9:54 pm

Get Capitol One and you'll have crooks in your wallet, with bogus cash advance fees showing up on your statements. They hope people don't look at their statements and just pay.

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Hustle Low May 20, 2021 - 1:22 am

This a tier 1 or 2?

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Nursekaz October 30, 2021 - 7:09 pm

So after the 1st year you can still get 5% if you order curbside pick up?

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