Oxygen Bank: Cash Back Debit Card That Is A Breath Of Fresh Air – Waller’s Wallet

by YouTube Team

Cashback reward debit cards don’t always grab your attention, this could be due to low cashback rewards or high account fees. But Oxygen Bank offers a cash back debit card that not only has no account fees, but also offers great cash back rewards. And the Oxygen debit card has some great protection benefits to keep your account safe.

Oxygen Referral:

00:00 – Start
00:20 – Tech Banks Stepping Up
00:58 – Safe?
1:16 – Account Fees
1:51 – Direct Deposit Benefit
2:47 – ATM withdrawal
3:23 – Cashback Rewards
6:15 – Virtual Cards
7:32 – App/ User Experience
8:24b- Final thoughts

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28 comments

Fernando Sauceda November 8, 2020 - 12:28 am

Second??

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MissEnglish123 November 8, 2020 - 12:29 am

Got here 2nd, Hi Waller 😁

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oazizpharmD November 8, 2020 - 12:39 am

We’re doing it LIVE!!! 5:07

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ezioaltairac November 8, 2020 - 12:45 am

Robinhood has the same sliding envelope for their debit card FYI. Seems like the fintech standard.

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Handlez November 8, 2020 - 12:46 am

Walgreens sells alcohol!

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Richard Forester November 8, 2020 - 12:50 am

Way too many gyrations and stipulations to be bothered. At 5:05 you seem to be choking for actual oxygen yourself.

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Mo Mo November 8, 2020 - 12:52 am

I didn't get that fancy packet when my card came a couple months ago.

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A D November 8, 2020 - 12:54 am

You may want to read econ0mist's discussion in churning a few days ago. It focused more on beam but oxygen is in the same category of risk

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Mo Mo November 8, 2020 - 12:57 am

I love the virtual wallet feature. Cashback is decent, but you can only take advantage a few times each 90 days.

It's frustrating that it takes a few days to transfer money in or out. You don't get the money in your account immediately (unlike CashApp where you're money is available immediately, so you can transfer exactly the money you need when you're standing at the cash register.)

Also, you don't get the cashback deducted from your bill, unlike CashApp.

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Mo Mo November 8, 2020 - 1:01 am

Also, google pay and Samsung pay don't recognize this card, so you need to carry the physical card.

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Andrew Lopez Finance November 8, 2020 - 1:01 am

Damn, that part at 5:07. Totally not awkward

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mi ke November 8, 2020 - 1:08 am

I plan on opening this account in a few months and will use your link. I assume no hard pull?

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Investing with William The Robot November 8, 2020 - 1:58 am

You can switch offers. Also, you should be careful about sharing your link with your channel; they do not like it when people do that. That is what I read.

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Donald Robertson November 8, 2020 - 2:17 am

One thing to keep an eye on, is how often these "boosts" hang around. Was a huge fan of the cash app, saved alot of money with it early on. However past month or so the offers outside of 10% grocery upto $75 purchase have been little to no use. Went from have walmart/mcdonalds/any restaurant/etc. now listing restaurants not even in my state.

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Dannee Boy November 8, 2020 - 2:54 am

If they have Zelle, I’ll definitely jump on board.

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ZacharyDingo November 8, 2020 - 3:09 am

In watching Biden's speeches yesterday and today, I couldn't help but notice that nice Chase logo behind him! Something only we in this community would notice!

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RF Finances November 8, 2020 - 3:14 am

The low ACH limit is weird, and possibly an issue. Though I guess if you can initiate from the bank it's coming from it can work, but I've never seen a limit like this before.

The cash back is interesting but with it just through these offers, I'm not sure how useful it would be long term. If they keep having good offers though, it may be worthwhile to use for these good offers. Sort of like the Chase Freedom, where you may not use it one quarter but use it a lot for others. And if they keep having 7% off Walmart, that's impossible to beat otherwise. I'll need to keep this bank/card in mind.

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ZacharyDingo November 8, 2020 - 3:21 am

Dustin, can you do a video explaining the ACH process?

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Jake Broe November 8, 2020 - 3:33 am

meh… lol

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Scott Chau November 8, 2020 - 4:18 am

Yes another !! Video

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jeff w November 8, 2020 - 4:46 am

5:07 wtf was that?! Lmao

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JP Knowledge November 8, 2020 - 6:09 am

That missed edit is funny! I've been making videos myself and 50% of the time I am either collecting myself like you are here, or I'm cussing up a storm because I messed up. Keep killing it Man! Your videos are Great!!

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DontSquint Tint November 8, 2020 - 8:58 am

I love these types of finds just like cash app!
Is it instant savings rather than cash back?

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Arin Gha November 8, 2020 - 2:17 pm

I got it recently, very overpowered.

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Joseph Paine November 9, 2020 - 5:32 am

Your videos are always well planned and sorted by topic/subject nicely. This is interesting. How much do you plan on keeping in this account? Just enough to cover coffee? Or more? Take care Dustin and keep the family safe!

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Much HONOR : Much APPRECIATION November 10, 2020 - 3:26 am

Hey how do I know if the referral worked I clicked the link and it took me to the app where I signed up and deposited $200 but I can’t tell if the referral went thru? Any ideas it’s ticking me off I can’t tell for sure?

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Nick V December 14, 2020 - 8:49 pm

Debit cards lack the protections of credit cards. That alone keeps me away from any debit card offer.

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Wesley Groth March 17, 2021 - 6:51 pm

Use this to buy a new car online? What's your thougts?

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