Quarter 1 Categories For 5% Rotating Category Credit Cards [2021] – Waller’s Wallet

by YouTube Team

Rotating cash back credit cards like the Chase Freedom Flex, Discover It, US Bank Cash Plus offer great credit card rewards and with the new categories released it brings more opportunities to earn Chase Ultimate Reward points, or 5% cash back.

00:00 – Start
00:21 – benefit for 5% cards
00:45 – Discover It
1:45 – Chase Freedom Flex
4:13 – US Bank Cash Plus
5:09 – Citi Dividend
6:23 – Nusenda Platinum Cash Rewards
7:11 – Final Thoughts

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20 comments

Lagaleven December 15, 2020 - 5:03 pm

Some good ones here.

Reply
brockjohnson100 December 15, 2020 - 5:08 pm

Sad to see they nuked the tradition of 5% gas stations in Q1 for the freedom.

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Andrew Lopez Finance December 15, 2020 - 5:10 pm

Yea I would prepay my internet but I have to put it on autopay every month to get a pretty big discount

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oliver December 15, 2020 - 5:20 pm

Does Wholesale Club include Costco Gas?

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Donald J. Biden December 15, 2020 - 5:39 pm

Have you actually used MaxRewards for a long period of time? I used to love the app but there were consistent, repetitive issues with Chase cards, and occasionally AMEX as well. I also had 3 cards which didn’t have any support the entire time I utilized the app such as my Synchrony backed Sams Club Mastercard & USAA rewards card. I deleted the app towards the end of the summer due to so many card sync issues and lackluster support. (It seems like a 1 man show).

GREAT features and idea but execution needs serious work. As a comparison – my YNAB app typically fixes card sync issues within a couple days, and the issues aren’t nearly as consistent. So it’s not just bank side.

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kyle bolender December 15, 2020 - 7:07 pm

Great video! Can you include the Affinity 5% card as well?

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J Rome December 15, 2020 - 8:08 pm

This is EXACTLY why i dgd to the vanilla freedom while everyone else was flex crazy…costco…
Small wins

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Chasing Adeline December 15, 2020 - 8:31 pm

Glad to see Costco is back for Chase freedom… good info btw

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Dannee Boy December 15, 2020 - 8:56 pm

YAAAAAAASSSSSS!!! D rockin that Flash shirt yet again. And fitting it well <3

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Dannee Boy December 15, 2020 - 8:58 pm

I do have the Discover It and I do spend a lot for groceries for my family. Win Win for me =)

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Neno December 15, 2020 - 11:17 pm

Going to kill my Discover It in groceries in Q1 of 2021~~ putting my Amex Blue Cash Everyday in the shelve.

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ZacharyDingo December 16, 2020 - 12:06 am

Another good Wallerian discussion 👍 I always look forward to your videos on the quarterly categories

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nyr94yanks2000 December 16, 2020 - 3:18 am

Another helpful video thank you what the heck is that thing on your neck you should go see Dr pimple popper and try to refer her to an Amex business card!

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Joe Gulledge December 16, 2020 - 3:31 am

Now mad I bought my tires at Costco two weeks back. Could have waited and gotten 5x! Oh well saved 150 with their promotion so worth it.

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Dindo Bernardino December 16, 2020 - 6:36 pm

can you. use Freedom unlimited to Pay for cellphone bill on the Q1 of 2021?

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Alvin S December 16, 2020 - 10:59 pm

I've been team US Bank Cash Plus and Chase Freedom for years. I really need to consider the Discover 5% card.

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Deplorable Trumplican December 17, 2020 - 6:13 am

Just got off the phone w/ chase, PC to Reg Freedom.

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Joseph Paine December 18, 2020 - 4:52 am

I think the quarter one categories are pretty good. I think it was same as this year for the Discover It. That 5% back at groceries is solid. I'll be using it instead of the Gold Card. Take care Dustin and keep the family safe!

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Mike Barnes December 19, 2020 - 8:04 am

There's another credit union card with 5% categories and that's Affinity Federal Credit Union Cash Rewards Visa Signature. Like Nusenda they are accessible with a small charitable donation. That said though their website does not yet show the Q1 2021 categories.

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Elinor , Countess of Devon January 14, 2021 - 1:11 am

Is HBO Max part of the streaming service included for the 5% category

Reply