The ULTIMATE Cash Back Credit Card Setup 2022 (Feat Waller’s Wallet) – The Credit Shifu

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In this video we look at the ultimate cash back setup for 2022, including the US Bank Altitude Go, the Chase Freedom Flex, two USAA cards and more.

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46 comments

Ben Hedges January 26, 2022 - 5:14 pm Reply
Pardhu Konakanchi January 26, 2022 - 5:53 pm

It's easy to underestimate cash back cards, but you can get a lot of value if you don't want to deal with the hassle of sitting with and trying to use travel points (especially with all types of point devaluations **sob**. The collab here was great, thanks for shining a light on these cards (those USAA cards are amazing!). Also really love that you're contributing the cash back to a Roth IRA Dustin! Smart moves

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Jake Broe January 26, 2022 - 6:00 pm

I'm so jealous Dustin has that USAA limitless 2.5% card… I'm actually military and Dustin has something I don't, lol.

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Garrett Lamb January 26, 2022 - 6:09 pm

Some nice cards but not as helpful for most people that can't qualify for USAA cards

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arey256 January 26, 2022 - 6:20 pm

I need to get on their level. I just started my credit journey about 5 months ago

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John Anderson January 26, 2022 - 6:24 pm

️I'm so excited 😊 my life is totally changed. I've been earning $10,250 returns from my $4,000 Investment every 13 days

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Loose Joint January 26, 2022 - 6:29 pm

Woooow. I like his cash back setup. Very impressive !!!

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zackychan financial January 26, 2022 - 6:31 pm

i love this

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Tri Hoang January 26, 2022 - 6:54 pm

Who's this Waller's Wallet guy? He seems so knowledgeable. lol, j/k. I'm a subscriber!

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nimravus01 January 26, 2022 - 7:00 pm

Love my USAA card for 5% back on gas. Anyone who can get into USAA and drives a lot needs this card!
I wish they still had that card with unlimited 2.5% back though.

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nimravus01 January 26, 2022 - 7:05 pm

I would add the Savor One card from Capital One simply for the 3% on entertainment spend. Although, because of your 2.5% catch-all card, it might not be that big of a deal to you, but the sign up bonus would sweeten the return.

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Red Sox101 January 26, 2022 - 7:17 pm

Let’s go Brandon!!!

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Musashi-san ____ January 26, 2022 - 7:37 pm

Golden information. Thanks!

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Neno January 26, 2022 - 7:46 pm

Awesome vid two of my favorite credit & financial YouTubers collaboration ~<

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gabriel alvarado January 26, 2022 - 7:49 pm

Waller Wallet the most underrated on those topics .Was great see you with him…Good video.💪🏼

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Alvin S January 26, 2022 - 8:13 pm

Cash back is the Endgame! Always appreciate Dustin!!

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CorteyDFi January 26, 2022 - 9:27 pm

Great

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Lordy Flies January 26, 2022 - 9:40 pm

10/10 collab bois!

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The Credit Frog | Credit Card Strategies January 26, 2022 - 9:46 pm

Great meeting of the minds! Love the cashback setup Dustin is running.

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K Roddy January 26, 2022 - 10:02 pm

I'm waiting for mid Florida credit union to bring back sub of there visa rewards 2.5% flat unlimited.

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Ernie Leyba January 26, 2022 - 10:55 pm

Awesome Ben! Great info

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Doc January 26, 2022 - 11:05 pm

For those that want the USAA 2.5% card may want to consider the FNBO business card. With the annual $100 bonus for $10k in spend its basically 3% cashback up to $10k, then 2% after

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Scotty G January 26, 2022 - 11:19 pm

This was a great video Ben, really good content here.

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Lestat Staton January 26, 2022 - 11:42 pm

why do you keep deleing my comment? Im just trying to share my better setup.

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sudhisira January 27, 2022 - 2:10 am

If Dustin has Platinum Honors status, why not get 2.625% for the "catch all" category, with the new BofA Unlimited Rewards card?

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Roylee January 27, 2022 - 2:17 am

LETS GOOO, I actually have two of those limitless cards

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Gary Blouin January 27, 2022 - 2:41 am

This was very good especially the point you don't have to married to a bank for a great cashback setup. Use the card that gets you the greatest cashback.

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Recommended webdack on telegram January 27, 2022 - 3:45 am

☝️☝️Ever since he was☝️☝️recommended to me he was a source of joy to me he save me from sleeping outside am happy to know he is legit

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Recommended webdack on telegram January 27, 2022 - 3:45 am

☝️☝️Ever since he was☝️☝️recommended to me he was a source of joy to me he save me from sleeping outside am happy to know he is legit

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Foggy Shores January 27, 2022 - 7:06 am

The US Bank GO card is hands down the best cash back card. All dinning (restaurants and fast food) and grocery earns 4% cash back straight into your account every month. No annual fee. An absolute must have for all of us…cause let's face it, everyone is eating out.

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Aaron J Perez January 27, 2022 - 7:28 am

Waller! My king!

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On telegram Lurdzack01 January 27, 2022 - 7:47 am

I’ve had to deal with bad vendor in the past. this bro change my☝️☝️☝️perspective about online vendors. I was really amazed about him. Professionalism⬆️⬆️⬆️and dedication to his client..

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On telegram Lurdzack01 January 27, 2022 - 7:47 am

I’ve had to deal with bad vendor in the past. this bro change my☝️☝️☝️perspective about online vendors. I was really amazed about him. Professionalism⬆️⬆️⬆️and dedication to his client..

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Yuri G January 27, 2022 - 7:34 pm

USAA is nothing special right now. There is 3% card right now available, and I'm switching my spend to USB Altitude reserve for 4.5% on everything

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Yuri G January 27, 2022 - 7:51 pm

No Altitude Reserve for 4.5%?! This is a blasphemy!

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Dannee Boy January 27, 2022 - 8:14 pm

I love crossovers <3

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Tuts..recommend dumpslurd on telegram January 27, 2022 - 9:19 pm

Am so glad to met you 👆👆👆you re the real goat 🐐 ❤️

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Tuts..recommend dumpslurd on telegram January 27, 2022 - 9:19 pm

Am so glad to met you 👆👆👆you re the real goat 🐐 ❤️

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Chris Brown January 27, 2022 - 9:25 pm

You both rock and I’ve enjoyed following both of your channels🙌🏽

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Ryan Sebers January 28, 2022 - 3:27 am

Great collab, two favorites shootin’ the breeze about cash back cards, doesn’t get any better, thanks guys👍

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James Yu QB January 28, 2022 - 6:58 am

Awesome setup for the cards

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Ahmed Sayeed Faruk January 28, 2022 - 9:56 am

Can you please make a video on Amex Platinum, CSR emergency evacuation service and how it works? There is hardly any info about it in youtube or other resources

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Tiant Passmore January 28, 2022 - 7:24 pm

Ive been eyeing the Us bank Cash+

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iDinzy January 28, 2022 - 9:21 pm

Hi Ben, I'm kind of new into the CC game and I had a question about which credit card to use in certain situations. For restaurants, does it make more since to use my U.S. Bank Altitude Go for 4x, or use my Chase Sapphire Preferred for 3x. I plan on using my chase UR for Hyatt redemption, which has a pretty high redemption rate from my understanding. So is it better to get 4x cashback or 3x UR that I plan on transferring for Hyatt? Hopefully that makes sense, thanks!

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Andy: vouch 👍ROGERSFLOYD1998 ON TELEGRAM January 30, 2022 - 3:34 am

Thanks to this honest man☝️🔝, I’ve being making a lot of revenue with his credit card deals and tips 💯 💰

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Kyle Jansen January 30, 2022 - 5:33 am

Boomer

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