A new card that might replace the Amex Gold and Uber Cards (team cashback!). [ US Bank Altitude Go Review Blog Post ] 💳 See Sebby’s Card Picks: : 📈 Get 2 Free Stocks on WeBull when you deposit $100:
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0:00 Intro
1:00 Altitude cards
2:32 Possible things that might change in the future
3:28 Who should get the card
4:41 Who shouldn’t get the card
7:42 How it stacks up against other cards
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49 comments
Hay sebb I find it interesting how you've been running this channel for 4 years plus or minus ballpark numbers I find it weird how you're always so conservative without you dressing your glasses I've seen like some people where I work at their always trending the hell out of themselves
4% cash back on dining is great, but this card is not for me because of a catch in the fine print. You can only redeem points for a statement credit or to a US Bank checking/savings account. This is not ideal for me since I would prefer to just get the cash back to my main checking account which is at another bank. (I do not prefer statement credits because it makes it harder to see how much cash back I am getting in terms of accounting, etc.)
The aliens are already taking over the world. Have you seen They Live 1988?
Will apply for this Altitude Go card to supplement my Cash+ card. Also will get rid of my Uber visa card as I prefer statement credit instead of Uber credit. The only reason I kept Ubercard around was the no int'l exchange fee. Got to give USBank kudos for coming out with this Altitude Go visa card with no int'l exchange fee, no annual fee, and 4x dining – a top tier CC now.
Top infomation.
I'll be replacing my SavorOne with this one
I got denied for the Savor. They said I had too many inquiries yet they placed the last hard inquiry back in November after issuing me the Venture.
I just can’t get caught up with another provider. Points over here, points over there, points everywhere!
Maybe a bait and switch
Do you get the points for eating out and grocery stores internationally?
I've had the CO Savor card for a while now and I didn't even know about the SavorOne. I definitely don't spend enough on food/entertainment to justify the 1% different vs the $95 annual fee. Thanks for sharing this, really helped me out! 😊
Ultitude
I have US Bank Cash+, use Navy Amex More Rewards, have Amex Gold, don’t really have a place for this Go card. May work better for someone who doesn’t have these categories covered. I also bank with US Bank, FYI they offer free Checking Accounts to Veterans, monthly service fee is waived.
Skipping. AMEX Gold gets me to much value. Will use a lot of MR points when I start traveling again. US Bank would do well to allow people to consolidate their points to the Altitude Reserve if they really want to compete with Chase and AMEX. Good video, like the chapter marks. Mandy always a pleasure to see you commentary too!!
Sebby acknowledging the time travelers.
I got them too!
"who else is watching this video in 2024?"
Yes, looks like your voice sound weird, I hope is nothing bad
Tbh if you're under 5/24 I'd still get it since they're so inquiry sensitive. By the time 6 months to a year passes youd likely be under 5/24 again anyways
The big problem is that to redeem any cash back with US Bank cards requires you to have a US bank checking account, and the big problem with that is that they have a maintenance fee of $7 a month. And the big problem with that is, well…. It eats into your cash back……..
Hey sebby would you really recommend someone to open and then close a credit card just to get the rewards?
As I read the title my only question was is it still made out of metal?
I'll probably get it in a few months to replace my Gold Card. But I dont want to cancel my Gold Card and loose the history. Since Amex doesnt call it a charge card anymore, do you think we can PC it into something else?
High grocery spend probably still better off with Amex Gold. USBank still coming on strong with a good lineup.
Lock in that lobster!
After Barclays changed the Uber card it’s proved you can’t trust these credit card issuers they can change and screw you
I’ll be applying for this card.
12:01 shout out 👋 great vid, as usual Sebastian!
Great video, Sebby! I’m gonna hit the save button. Wait a bit. Before I go for this card. But will most definitely go for it. I hope 🤞🏾 it will still be around in 6 months.
Can the black US Bank Platinum card be product changed to ANYTHING else???
每天的封面都是剪信用卡 可以有新意一点嘛
Great upload & love the chapters feature
Yes, you definitely have a voice change in the video. Try using a cough drop, remembered to stay hydrated through out filming. If you are struggling with post nasal drip, add a non drowsy allergy medication to your daily routine.
Keep up the good work! I would also suggest adding a photo of the cards for a visual aid 😊
Sebby, need to your advise on how to build relationship with US BANK. i've heard need a Checking Acc for their CC. however, few months ago, when I applied their checking Acc, they turn me down, and said if not in their branch area, need a relationship to open a Checking Acc. What should i do? Besides the new Go Card, any CC from US Bank can help me build the relationship?
Does Wal Mart count as a grocery store?
Does dining include coffee shops?
Can you trigger the $15 annual streaming credit with a streaming service that’s cheaper than $15? And what counts as streaming? Kindle Unlimited is $9.99/mo and is often considered streaming by other cards. If that would work, it would be an even higher return on spend.
I tried applying in branch at the grocery store and was denied with 6+ inquiries and around 5 accounts in 12 months.
Some DPs: US Bank USED to do recons for auto denies due to inquiries. They will NOT now. This policy was updated late in June I think.
I still have my 4% no annual fee Savor. Good ole Capital One
Are there any other CB cards that compare to this one?
I think I'm between this or Wells Fargo propel.
If this is the best free CB card, What is the best free travel card?
12:47, The moment when Sebby's coffee…wears…off.
Perfect card for my wife: grocery shopping, gas and restaurants from time to time. One card instead of THREE.
This is my first time applying for a card with US Bank. Is it common for them to send the credit card agreement, and credit report letters before they send the actual card?
Got approved yesterday, will be replacing my Uber !
Yes, your voice does get a bit raspy near the end. And yes, this card is a full on grab for my cash back setup. Time traveler, and the bonus is now 25,000 points for $1,000 in spend. That’s about as good as you can expect from a no annual fee card. I was salty about Uber switching away from cash back, but now USBank has made it all better. 4% on dining and delivery is solid. Not having an annual fee also makes it easy for me to chuck it in the sock drawer during the quarters where my rotators (Discover IT and Chase Freedom Flex) have restaurants as an active category. The streaming credit is also a nice touch. I like that it’s complementary to one of the GO’s 2% categories. Are there cards with better streaming multipliers out there? Sure. My AmEx Blue Cash Preferred obviously has 6x for that, but total value depends on the monthly spend. Would I put a $90 monthly streaming service on this card (e.g. television streaming)? No. The BCP’s 6x will give me back $64.80 a year vs. $36.30 with the GO. But what about a $6.00 Hulu subscription? Absolutely. The BCP would return $4.32 a year vs. GO’s $16.44. All this, plus no foreign transaction fees, so I can earn 4x on dining if I travel. What’s not to like? If something else comes out in six months that’s better for dining…great! This one just takes up residence in that sock drawer (Why a sock drawer BTW?) permanently and I don’t even have to think about keeping it active (because it’s still processing Hulu for me every month). For cash back, I love it. I also think a time is coming that the points will transfer to the Altitude Reserve. Why else make it use points instead of straight out cash, as their Cash+ (another awesome cash back card) offering does? I see that it’s a downgrade path for fee carrying Altitude cards…but what? The bank just wants to make getting out of annual fees easier? That doesn’t sound right to me. Building a competitive “trifecta” does sound right though. So…fearless prediction. After the Altitude Connect drops (and possibly a little tweaking on the Reserve), USBank will drop the bombshell that all Altitude cards can share points. Give it a year. Also, quick data point. Instant approval with a 765 score and 7 hard inquiries (though only one credit card in the last 12 months). Great video Sebby. Sorry I missed it when it first ran.
No you’re voice doesn’t change.
Awesome information, thank you! What is car that gives 2% on every expense ?
Lobster was a originally considered food for poor people. They are bottom feeding crustaceans after all.
RIP, US Bank Altitude Reserve [no longer taking applications]
I am a time traveler. Greetings from 2021.
Can I buy anything with the us bank gold altitude?
Can someone explained what 4/24 means
good info