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33 comments
First 🔥
Second 😅
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Third💳
Is that a 27" iMac in the background?
The BoFA Customized Cash is also pretty good as a first card. So many random transactions code as Online Shopping for that 3% category
Credit shifu changed his youtube name. I like ben hedges too
Wooo hooo!! New credit video ☺️
Good picks Ben, esp. getting people into one of the card systems in the order mentioned rather than getting a bunch of random cards 👍
Great
If you’re someone apprehensive about cards due to Ramsey teachings, just start with a great gas and utility credit card to get your feet wet.
He covered a lot of gas cards last video and the US Bank Visa Signature is great for utilities and cell phones.
11th lol
I’ve been eyeing the CSP for a while. Do you think it’s worth waiting for a higher sub?
I have a 11 months credit just with discover and Apple Card. Score is over 710+ . Can I get the chase freedom flex next month?
Wow! I'm surprised he went with the Venture X over the Amex Gold. I still feel that at that AF price point the Gold gives more value. Especially if you already have the AMEX Everyday
Venture X isn't worth it anymore until they bring back all the credits. Chase sapphire preferred has an 80k point, 1st year fee waived if you go into the branch but I'd wait until they raise it to 100k again.
Another tip for higher credit limits for some people: If you're married and living in the same household, you can usually use your total household income ( both your and your spouse's incomes) as your income on card applications. Make sure you read the details and fine print of the specific application just in case, but this can help potentially get approved for higher credit limits than just using your income alone especially if your spouse has a higher income than you.
Hey Ben! If you have authorized user cards you can call chase and request they get left off your report. I was passed 5/24 with authorized user cards but I only have 2 that I applied for. When I got denied I call the reconsideration like and they gave me the card and put in their notes which cards were authorized use.
Citi custom cash is 5% per CYCLE not QUARTER
What’s some good online shopping credits cards besides the Bank of America cash rewards
I thought about, recently, the first cards suggested. Amazing! Really appreciated. Thank you 🙂 🙏
Is lounge access really something you should go for in your first five cards? Don't you want a broader base of no annual fee cards before you start getting into cards that you have to make a year-by-year decision to possibly cancel (with the credit score implications to your average age of account)
Capital One has good sign up bonus and ancillary benefits however expect security hurdles. Adam with Proud Money went on a rant about that.
I’d rather pay the $200 more for the CSR. Chase’s ecosystem is better than Capital One. In my opinion anyway.
Is there a minimum transaction limit for the bonus percentage for 30 transactions in a billing cycle. Like will it count if I go into the dollar store every day and buy a bag of chips for my lunch or a snickers for like $1-2
I just got Approved for the Discover It. Only got it for the 5% Gas April-June lol
Citi must better benefit
Hey Guys, how long should I wait in between applying the cards?
Y’all got to see 🔝him for your dream to come true lol…he helped me cleared off my credit cards 💰🏧
I got Amex BCP & Discover. Planning to get the USBank Cash+ next, then the Chase cards. Then the Citi custom Cash card.
nice
Wow! I'm surprised Thanks
It's been a while since I've been on the channel. Did he stop calling himself Credit Shifu?