What to do if You Get DENIED for a CREDIT CARD – The Credit Shifu

Amex said I didn't make enough money 😅 which…spot the lie. But I mentioned some investment accts I hadn't in the initial app on recon and was approved.

What about a corporate card. Will that count?

6:33 Couldn't hide that smirk hahaha!!

I tried to apply for the csp but I got denied for these reasons not enough gross annual income, total available credit on cards too low??, one account has a high balance compared to credit line, insufficient installment loan information… ok declined for a lot of reasons but big BUT I under shot my income on the application missing investments and my moms income if that counts apparently another vid said it does not sure all confusing xD and the high balance i paid off a couple weeks ago just didn't hit the credit report should I call the reconsideration line and tell them the things i mentioned or just let it go. credit scores decently high so thats not the problem *edits the card with the high utilization that I paid off is a chase card don't know if that helps or makes it worse xD might drop chase for Amex at this point if the answer is the latter

Yea i dont think we do any of those "recommendation letters" any more. This is actually the first time i even hear about it.

I had about 4 hard pulls in June for mortgage applications and in August I got denied for a Chase business card, should I wait longer before applying again?

I want to add on that I became an authorized user on a friends freedom unlimited a year ago, and on my credit report their older history also was reported alongside every month since.

I only need 2 main cards: Applecard with a $10,000 limit and Capital One Venture with a $10,000 limit.

IT IS ILLOGICAL to have several credit cards unless you plan on using them regularly. It's EASIER to simply have high available credit limits on just 2 o3 cards.

My problem is that I stick with COV for the rewards points over all else. I have inquiries on my credit that will clear up by the end of this year.

850 FICO score.

Few months ago I was stuck with a loan of debts in credit cards and auto loan and all reported across the three reporting agencies , I reached out to FixMycreditDoctor●Org for help regarding my credit because few days ago I was on youtube and saw a lot of people giving good reviews about them and I thought of using them to clear items off my reports , I am happy I took the decision , thank you FIXMYCREDITDOCTOR..ORG

Congratulations to Florida for opening up during a pandemic? Are you insane or you just fell on your head? Huge dislike on this video and on the next five as boycott for that non-sense comment.

Hey Credit shifu. I could really use your advice. I posted on a week ago video about me applying for freedom flex and have been waiting four days. They finally accepted, but sent me freedom unlimited. I sent them a secure message and told them I have pictures proving I was applying for freedom flex and that I didn't want the unlimited card as I was thinking of future downgrade of CSP to unlimited and getting or upgrading to CSR after 4 year bonus delay. They didn't ask me and canceled card after two days of being active as that's how long they took to respond. I asked about if this affected my credit score or 5/24 rule and they said this doesn't exist and gave me worst answers. I recently saw your Marriott video and applied for card as I have currently only opened 2 cards past 24 months. 3 if you include unlimited. I have great credit score and I got rejection saying too many cards. What should I do?

I was denied for the Chase freedom flex recently. The reason was " too many recent request for credit". I bought a car over the summer and that was the only hard pull on my report. I figured I would give it a shot and call the recon line. I spoke to 2 reps and I was eventually approved! I didn't think it would be this hard to get one of their basic cards.

i think they said mines credit history is too short? and im dumb i phoned them to see if i am approved
i got my first credit card in feb and one in sep

DO YOU KNOW, IF I OPEN A "SELF" ACCOUNT,(2MONTHS) WOULD IT BE CONSIDER, A CREDIT CARD???
OR IS IT CONSIDER A LOAN??
THE MAN THAT'S TRYING TO BUILD-UP MY CREDIT SCORE FROM INDIANAPOLIS 🇺🇸

if your Denied, You Should go crawl up into The Fetal Position at your mother's house and Cry your self to sleep.

All thanks to SUNYTECHIE on Instagram his the best I recommend him 🇺🇸🇺🇸

Any detail on Wells Fargo?

"high amount of unused credit, nothing we can do" … Citi Premier reconsideration line july 19th 2021. Next day applied for the U.S. Bank Altitude Connect Visa Signature Card and was approved… whats up with that citi?