What’s in my Wallet for HUGE Credit Card REWARDS (Summer 2021)

by YouTube Team

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In this video we look at what’s in my wallet for huge credit card rewards this summer. Including the Amex Gold, Chase Freedom, Chase Freedom Flex and the Karat credit card.

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32 comments

Brandon Lee July 31, 2021 - 3:32 pm

1:05 “you should always use the card of the hotel you are staying at”

I always did that until a June 2021 trip where I booked Hyatt Regency on American Express Bonvoy Brilliant to hit minimum spend. It felt dirty… haha

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Mr Assets July 31, 2021 - 3:32 pm

Do you use cards to pay your bills?

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Martin Garcia July 31, 2021 - 3:40 pm

How many credit cards should we have?

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Miguel Azurin July 31, 2021 - 4:20 pm

Do you keep paying the high fees for the sapphire reserved?

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Brannon Henderson July 31, 2021 - 4:44 pm

I'd argue the citi double cash should ALWAYS stay in the wallet regardless of quarterly categories. I love knowing that, at a minimum, anywhere I go is at least 2% cheaper. Rotating categories from my flex/it cards are just a bonus perk

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Cameron Jones July 31, 2021 - 5:01 pm

Your 9 point is more like 13.5 since you also have the reserve which will redeem points for 50% more.

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N S July 31, 2021 - 5:27 pm

I would really like to add the Chase Hyatt card next. Should I be patient and wait for a better sign-up bonus or should I just pull the trigger as there is no indication when a change would occur? Would appreciate opinions with a rationale.

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Eddie Navarrete July 31, 2021 - 5:41 pm

Not using Discover for 5% dining??

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Frank The Tank July 31, 2021 - 6:37 pm

Didn’t know u can double dip with CFF on groceries. I’m stuck in Gold4% and Freedom5% sometimes on groceries. Which is worth more on redemptions?

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Anthony White July 31, 2021 - 6:54 pm

Which card do you use for non-category spend?

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Eduard Azayev July 31, 2021 - 7:13 pm

How you travel during school year? Or you are leaving kids home?

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Doc July 31, 2021 - 7:18 pm

nice Karat card!

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Taz C July 31, 2021 - 8:57 pm

Lol

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Icarus July 31, 2021 - 8:58 pm

You get 4% on Dining on the US Bank Altitude Go (no annual fee).

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Jesse Sunderman July 31, 2021 - 9:27 pm

Ben, you need to keep the Hilton honors surpass card in the wallet for the $10 per month food credit!

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John Arellano July 31, 2021 - 10:01 pm

Yet another sexy video.. way to go credit stripper 💃 💪 😂

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Srijoni Saha July 31, 2021 - 10:12 pm

Is max reward available in Canada?

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Oshex August 1, 2021 - 12:01 am

Is the Marriott Bonvoy card discontinued? Haven’t seen it on AMEX’s site for a while.

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Azael August 1, 2021 - 3:53 am

Hey I want to find a way to benefit from buying the monthly $127 Metrocard (NYC trains). What is a good credit card for it??

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Nasser August 1, 2021 - 4:31 am

I just booked 7 nights at the Conrad Maldives and we’re flying Qatar Airways QSuites on the way there and back! $24k trip for 280k AA points for the flights (me and my wife) and 475k HH points and free weekend night certificate for the Maldives hotel. Only $192 out of pocket for the whole trip.

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Tony August 1, 2021 - 6:16 am

You're really going for 4% cash back on dining rather than 3 Chase UR points with the Freedom Flex or CSR??? Really bad advice. SMH 🤦🏻‍♂️

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good juju August 1, 2021 - 7:27 am

When you dropped the the card the sound had me dying 😂😂

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imsatindoll August 1, 2021 - 11:49 am

Why don’t you use your chase sapphire reserve for 4.5% on dining pay your self back? Same for flex I think points transferred to reserve? And I think the citi custom (I think it’s what it’s called) has a dining category 5%….

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imsatindoll August 1, 2021 - 11:55 am

I didn’t know the grocery benefit stacks on flex temp grocery benefit and quarterly! Thanks for this tip!

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Ricky Lee August 1, 2021 - 10:04 pm

Hi Ben, do you discontinued the Freedom Files? It seems like there are some weirded, bot-like scripted content being uploaded on that channel. And old videos were removed as well. Not sure if it was hacked or not.

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Oroborus August 1, 2021 - 10:16 pm

Chase all the way. The Freedom Flex which I picked up late December 2020 will bring in about $750 in cash back in my first 12 months and Freedom Unlimited about another $250. If the 100,000 point Sapphire Preferred is still around at the end of the year I plan to sign up for that, cancel the Flex, use the Sapphire Preferred for a year, get the 100,000, and then downgrade when the annual fee hits.

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Zach D. August 2, 2021 - 5:38 pm

US Bank altitude go has a no AF 4% dining card. also has a $15 streaming credit so it has an effective annual fee of -$15 lol

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Jason P. August 4, 2021 - 3:56 am

So I have an original Chase Freedom, it was actually my first credit card when I turned 18 and I'm actually not the primary owner, although the card has my name on it and the points I earn can be moved to other UR earning cards that are entirely mine. I was under the impression that this would mean I'm not eligible for the SUB on the Flex. Am I wrong with this assumption?

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Aman Rauniyar August 4, 2021 - 7:35 am

@The Credit Shifu, How do we know whether do we have 9x on grocery or not for this quarter? I got my Freedom Flex in February.

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Robert Heintzelman August 10, 2021 - 8:31 pm

One thing I'm confused about is why the Gold card just for dining? Wouldn't you get more back effectively by using the Reserve or the flex and transferring points to the reserve for the 3% x 1.5x multiplier?

I want to get the gold but I just can't justify it since I have the chase trifecta with reserve. Unless it's just to accumulate specifically Amex points.

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No Name August 12, 2021 - 6:08 pm

Can we get a video on how much max rewards pays you to shout them out in every video? Honest question 😂

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No Name August 12, 2021 - 6:14 pm

Slight diss to graham Stephan not giving him credit for getting you the Karot card.. any reason you didn’t make a podcast with him while out on the trip?

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