Why NOW Is the Best Time to Get A Card – Ask Sebby

by YouTube Team

7 Reasons why NOW is the best time to open a card. 💳 See Sebby’s Card Picks: Click “Show More” to see Ad Disclosure
📈 Get Free Stocks on WeBull when you deposit $100:
💰 Get $10 in Free Stock from Public:

💸 Try Plastiq and get $1,500 fee free dollars after you send $5k:

[ Relevant Blog Posts ]

Chase Sapphire Preferred Calculator:
80k Bonus ends on 11/8/2020

Amex Gold Calculator:

Amex Blue Cash Preferred Calculator:

What you can and can’t pay with Plastiq:

Chase Adds Grocery Benefit and flexible $300 Travel credit:

How to Use Chase Pay Yourself Back:

Amex Adds UberEats Pass:


Timeline
0:00 Start Here
0:36 1. Historic High Offers
01:19 2. Q4 Sales
02:27 3. Uncertainty
04:05 4. Team Cash Back
04:48 5. Hotels Recovering
05:26 6. Shutdowns
06:09 7. Trip Planning
08:50 Why You Should NOT Apply Right Now


Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available

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32 comments

LTV999 November 10, 2020 - 12:57 am

Will cashapp work like plastiq if you have two accounts?

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C J November 10, 2020 - 1:16 am

Just applied for the Amex Gold card and got approved following the link in your description!

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Richard Nettina November 10, 2020 - 3:54 am

Chase was listening. United MPR Card just got an increased offer.

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Chris Sagar November 10, 2020 - 5:57 am

Hey Sebastian, If you have the Amex Platinum can you apply for the Gold card and receive the sign up bonuses as well?

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Sean Tien November 10, 2020 - 3:25 pm

As an Asian child growing up, I actually had choices..

"You can be a Doctor, a Lawyer, an Engineer or a failure."

And I chose failure, LOL.

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Bronson Schnitzel November 10, 2020 - 4:47 pm

"80k Bonus ends on 11/8/2020"

Video posted on 11/8 :'(

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b566t November 10, 2020 - 5:03 pm

I want more credit but gotta wait I got a brand new toyota in 2020 on January 6 and the beginning of October 2020 I got approved for PayPal credit and a few other inquiries from 2019
I can't wait till winter 2021 im applying for chase freedom unlimited and wells fargo platinum card
Credit cards I have now currently are
Credit one visa
Capital one quicksilver one
Credit one Mastercard
Discover it card
Capital one platinum

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James James November 10, 2020 - 9:29 pm

They prob have a good feeling stimulus checks are coming out so they want people to use their cards

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Jose S. Colon Pagan November 10, 2020 - 10:55 pm

Is the $250 up front or by the end of the year? Thanks

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pezdacandyboi November 11, 2020 - 12:26 am

I have about $4600 in spend coming up in about 2 weeks! What card has a high offer right now? I am 4/24 and have… Chase Freedom, Chase Sapphire Reserve, United Explorer, Hyatt, IHG Club Premier , Business: Chase Ink Unlimited, Business: Marriott, Business: Ink Business Cash, Business: Ink Business Preferred, amex everyday blue, barclay uber

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drip.season November 11, 2020 - 1:27 pm

I have southwest card that I have had for a long time can I cancel it get a new one and new bonus?

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Margaux Duff November 11, 2020 - 6:40 pm

Just got the Amazon Prime card and the AMEX blue cash preferred cards Grocery rewards are awesome!

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flintlights November 12, 2020 - 5:36 am

I got 2 offers from 2 different companies. Can I apply for both? Or will it hurt my credit score?

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Tseyu Chang November 13, 2020 - 5:03 am

Applied for CSP on the last day of 80000 bonus, and was approved! With a score of only 680 and one year credit history! Hope it helps people like me when applying

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Sheldon C Townsend November 13, 2020 - 5:40 am

@askSebby, do you think the Amex platinum intro bonus will go higher than the 75k anytime soon (by January/February)?

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Michael S November 13, 2020 - 6:06 am

Has the airline credit on the Amex Gold and Platinum cards basically been replaced by the restaurant 20% statement credit?

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Manandi November 13, 2020 - 4:12 pm

What is the best credit card to get right now? I am 19 years old and have the discover student card but I want a second one and idk which one maybe the chase freedom one?

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You November 13, 2020 - 7:41 pm

What are some examples of grocery stores that count for chase? In california

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Greg Baxter November 14, 2020 - 4:37 pm

What wallet does he have?

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Ben Burman November 15, 2020 - 7:49 pm

Just got the United card (70k bonus). Let’s get to traveling again ✈️

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Cesar Cuadro November 16, 2020 - 8:47 am

I never realized that I’m so used to Sebby being on the left side of the frame until he flipped to the right and just felt so disturbed

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Ryan Look November 17, 2020 - 8:20 pm

Hi Sebby, I was wondering if I got my chase freedom card in early 2018 does it apply to the 5/24 rule and can I still get the bonus for the freedom flex?

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Daniel Rall November 18, 2020 - 7:31 am

Bags of bags of points!

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Oh So Right November 18, 2020 - 3:15 pm

I'm on my way to the UK, leaving JAX using the priority pass with Club Jax (Sky Club is closed) and then JFK centurion lounge.

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FilmCard Star November 20, 2020 - 12:58 pm

Could you possibly do a video expanding on some of the cards that now have historic high offers? Thanks

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lemard mays November 22, 2020 - 3:10 am

Very cool.

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mikaela aphrodite November 28, 2020 - 2:53 am

I just missed the deadline for the 80k bonus. applied 11/23 got approved with 6300 limit. would be better if I applied for the freedom unlimited now. or they would do another hard pull from my credit?

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Roger Toledano December 13, 2020 - 10:24 pm

Sebby, can you make a video in best credit card holders / wallets / organizers?

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The 302 December 17, 2020 - 8:35 pm

Upgrading from the OG Freedom to the Freedom Unlimited , would we still receive the sign up bonus ? Or no

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Phillip Martinez December 21, 2020 - 1:31 am

Oh that time of the decade when the economy takes a dump and the credit card companies send offers. My bank and Amex sent me offers for the same cards I already have. Chase even got desperate enough to send me an offer and the last time I applied 4 years ago they said I was likely to not get a card from them but I was free to apply any time…

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Stacey Chale December 29, 2020 - 2:40 pm

Player 3? Mandy is pregnant?

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Angela C April 15, 2021 - 9:57 am

Good morning Sebby, I like your wallet. Where can I find that?

Reply