Why NOW Is the Best Time to Get AMEX Cards – Ask Sebby

by YouTube Team

5 Reasons why NOW is the best time to open an Amex card.
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0:00 Start Here + Increased Bonuses
01:59 KPI’s
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05:07 Amex Benefits
07:30 Amex Retention Offers


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29 comments

Tu ADN December 22, 2020 - 6:15 am

Wanted to apply to amex platinum card , but since I close two accounts 3 years ago, they still hold it against me, before I submit my application it says that I can apply but I won't get the bonus for closing too many accounts. Should I call amex ? Or should next year?. A part me says don't even bother.

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Jorge Barbosa December 22, 2020 - 10:42 am

Does Sebby ever sleep?

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Patrick Wilson December 22, 2020 - 2:21 pm

What's the best card for someone with NEW TO CREDIT???(686) I know I don't have that many choices!! 😆 🤣
The man that's trying to build up my credit score from Indianapolis, Indiana 🇺🇸

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Health & Wealth December 22, 2020 - 4:30 pm

With how often you use your hands you might as well learn sign language

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JVIPER88 December 22, 2020 - 5:21 pm

What are the odds that the elevated offers for the Plat/Gold/Green stick around for a little while in 2021? I'd like to get the Gold card but am concerned about hitting the SUB given that I have other cards in the mix right now.

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Monae December 22, 2020 - 7:07 pm

Hey sebby I went to apply for the Amex Bonvoy Brilliant and got a pop up saying I wasn't eligible for the welcome bonus. I have the Ritz-Carlton card and put in my marriott rewards # while applying.😭

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siamesebb December 23, 2020 - 3:51 pm

Got the Amex Gold last month, and I've been trying to pull the 100K offer for Plat ever since. No luck. Finally gave up trying and pulled the trigger on the 75K Resy offer. I definitely think now is a great time for Amex cards because we're seeing some historic high offers PLUS 6 months to hit the minimum spend instead of the usual 3 months.

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Jonathan Acosta December 23, 2020 - 7:47 pm

I would say that I believe I recently benefited from their KPI's. A while back I applied to the Gold but AMEX needed further review before saying yay or nay. However, this time around I applied and went for the 60K MR/6 months offer and was approved in less than one minute! Some may be asking, "Well why didn't you apply the same reasoning for the AMEX Platinum?" I couldn't justify the annual fee for that one versus the Gold. I couldn't see the "effective rate" being less on the Platinum versus the Gold with the travel and expenses I foresee making in 2021. Thanks, Sebby! Thanks to your reasoning I went for it and this time around, it worked!

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DARRYL SMITH December 23, 2020 - 7:50 pm

Wait! a minute, You just recently put out a video saying, NOW may be the Worst Time to apply for a New card.

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William Beck December 24, 2020 - 2:43 am

Do you talk about Visa & Mastercards? Is AmEx sensible for < $1k/mo spenders?

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P Mehta December 24, 2020 - 5:06 am

For a long time I’ve held off on the Amex platinum because. But they made me an offer a couldn’t refuse. I never thought as an existing customer (Gold in 2018) I’d ever get the 100k offer. Plus the 10x on gas and groceries is the cherry on top. The Marriott offer is so tempting but I’m not sure how often I’ll be traveling next year.

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Lyfe of Faz December 24, 2020 - 6:09 am

In this hobby the I’m seeing the best time to apply is when the bonuses get really juicy, that seems to be when cards get a refresh, new cards come out, or when the economy tanks. Bad time to get airline cards, that’s self-explanatory

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Christopher Miller December 24, 2020 - 6:10 am

Got denied fir the Platnium & gold with a 740 fico smh so nota gonna get any1 of these fir at least another 6 months. Hopefully they still have good signup bonuses by then

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Heather Hutchinson December 24, 2020 - 10:35 pm

Great. Just got Amex Platinum!

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jigga305 December 25, 2020 - 6:06 pm

just got denied amex gold and i make 6 figures 🙁

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Jacob Jones December 27, 2020 - 9:33 am

I got the blue cash preferred with a $300 signup bonus after $3k in spend and a waived first year $95 AF. Going to cancel my Gold Card.

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Paul Rodger December 29, 2020 - 5:31 am

Do any of these work in Toronto Canada

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xblindx December 29, 2020 - 7:24 am

dab dab

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Edward Salakian December 29, 2020 - 7:30 am

Sebbys cool af

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Edward Salakian December 29, 2020 - 7:31 am

Im subscribed

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Eric Fitzpatrick December 30, 2020 - 5:50 pm

Sebastian, can you explain how the carrying a balance feature works?

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Alvin Fernandez January 4, 2021 - 1:14 pm

Hi Sebby, I already have Personal Amex Gold card, can i still apply Amex Gold Business card? Meaning i will have both. I cant close my personal because i only have it for 4 months.

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Yanet Wright January 8, 2021 - 6:20 pm

So i apply a secured card 2 mnths ago how soon after should i apply for a regular credit card OR DO I HAVE WAIT TO GET MY CREDIT SCORE AT A CERTAIN ## and which one are the best???HELP

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Jay T January 9, 2021 - 2:31 pm

The platinum but maybe now the gold

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Sebastian Almada January 15, 2021 - 4:13 am

Just got approved for the Amex Gold Card! 740 score and a 75,000 point welcome bonus!!!!! I'm only 19!!!!

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The Corner February 6, 2021 - 10:20 pm

So confused how to go about this. I have a discover it, freedom flex which i got 4 months ago. I want to get into the travel and hotel game, but from what i understand is going with the CSR is the thing to do rn, but people are telling me wait for a refresh. Then i see these amazing amex offers, ahhh what to do

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Ari G February 16, 2021 - 4:22 pm

Dude, you should really consider learning Sign-language since you move your hands a lot in every video.

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ShahBoy May 23, 2021 - 8:21 pm

When u sent an item back to AMEX, do u pay for shipping?

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PoloChris October 16, 2021 - 9:05 am

I recently got the 100K offer with 10x on some categories for first 6 months! Amex plat is my go to card right now 🙂

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