Why You Should NOT Get Credit Cards Right Now (and Who Should) | What You Must Know – Ask Sebby

by YouTube Team

Tons of increased credit card offers right now. Who should and should not apply for a new card. 💳 See Sebby’s Card Picks: Click “Show More” to see Ad Disclosure
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0:00 Start here
1:46 5 types of people who SHOULD get a card
5:59 Who should NOT get a card
8:40 Optimal Strategy

 💳 Amex Platinum and Amex Gold Options:
[ Resy American Express Offers ]
[ Amex Referral Offers ]
[ Increased Targeted Amex Plat 125k and Amex Gold 70k Offers ]
[ Increased Amex Limited-Time Benefits ]

 Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available

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23 comments

Michael Jason August 19, 2020 - 4:40 am

lol Mandy…. 3:17… But you probably right tho…

Reply
Hey Evan Lets Go August 19, 2020 - 3:17 pm

Love these videos!! I just applied and got approved for an American Express gold delta card with a credit score around 630 cause I was an authorized user under someone else card and that helped

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amari williams August 19, 2020 - 3:43 pm

Without my financial aid I had to put rent on my card and tanked my score 😭

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Joseph Thomas August 19, 2020 - 7:11 pm

So many bonuses right now… However I feel that 3 months there will be more for the holiday push

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Eric G August 19, 2020 - 11:06 pm

Waiting to get under 5/24, so business cards it is for now – approved for CitiBusiness AA card today.

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jrs89 August 20, 2020 - 12:54 am

8:33 "flex". Brian Jung?

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Brian Jung August 20, 2020 - 5:00 am

Whoever said Sebby look like Bert from Sesame Street in the comments is gonna have to throw hands at me

Reply
S B August 20, 2020 - 1:30 pm

Dislike for that terrible haircut 🤦🏻‍♂️

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Chris Cantu August 22, 2020 - 11:02 pm

Hey Sebby. So I am active duty military so don't really worry about the annual fees. I started off getting the intro bonus for the platinum and then gold. I am about to hit the intro bonus for the chase sapphire reserve. Is there anywhere for me to go to next?

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Sael Mujahid August 23, 2020 - 2:19 am

Can anyone help, should you apple for credit card if you r unemployed and getting unemployment? Does that account as ur income?

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Nathaniel Medina August 23, 2020 - 11:17 pm

I currently (August 2020) have too many inquires in the last 12 months to be seeking new credit card offers. The moment most, if not all, no longer effect my report, then I will be hunting down Intro bonuses!

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Sebastian Voinov August 28, 2020 - 8:20 pm

I don't understand why everyone mentions jumping through hoops to get Chase credit cards. They don't seem any better than any other bank's cards. Am I missing something?

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JF August 28, 2020 - 11:35 pm

I got the $200 SUB after 500 spend from the chase freedom because why not

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Bodhi Prem August 31, 2020 - 6:11 pm

How do you like the US Bank Platinum card offering 0% APR for 20 months?

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Sarah Meyers August 31, 2020 - 10:51 pm

If I’m planning to buy a house sometime within the next 12 months, is it safe to get another credit card right now?

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I5starjordan September 1, 2020 - 4:52 am

do you use cash app? I've had 20% off shake shack for a while now

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edman8883 September 2, 2020 - 7:26 am

I'm just here for the new haircut haha

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Tina Taylor September 5, 2020 - 8:11 pm

I have six cards never go over 10% so I have 3,500 to use in case of emergency. I own my house no mortgage.

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Ryan Gentzler September 8, 2020 - 12:56 am

I jumped on the 60k offer. The 4x at grocery stores and restaurants makes sense for my family.

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Matthew Westfall September 22, 2020 - 5:14 pm

I had a hard time choosing which one to apply for, either the chase flex or amex gold. I applied for American Express gold and got approved because I don’t think the 60k offer will be there forever. Also, the chase flex $200 bonus will be there to stay. I’m also under 5/24 still.

Reply
Sabre Leonheart October 9, 2020 - 8:49 am

CHASE Fall Guys Preferred Visa Signature

CHASE Fall Guys Reserved Visa Infinite

5/24 rules apply.

Reply
Ryan November 19, 2020 - 9:25 am

Future here….I can confirm there are better deals to be had

Reply
MR Make A Deal February 11, 2021 - 5:40 am

Heyy!! burt!!! 💀😭😭😭

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