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A woman finds 70 Chase authorized user credit cards added to her account.
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26 comments
yay u made my video suggestion
The most likely explanation is that the card printing facility made an error – it printed 70 Chase Amazon cards with real applicants names but used this lady's account number on all of those 70 cards. Since account numbers might be linked to an address, those cards all got auto delivered to this lady.
It is unlikely that a fraudster accessed her online Chase account, then proceeded to add 70 additional folks (with names, address, SSN of each of them) to her credit card account and hoped somehow to get their hands on these cards to commit fraud.
She needs to grab a big stack of them and do a video where she makes it rain cards.
70 Wells Fargo employees, taking their dirty game to Chase!
I just moved out of Hayward hehe
Bro you’re smarter than this Shifu. Maybe it was just someone trying to sell the authorized user tradeline to those 70 people (assuming she has good credit); maybe that was their incentive
Amazon has nothing to do with this. Chase issue the cards
Their system.
I used to work for Chase for 3 years in consumer banking and it's not surprising that this has happened to this poor woman. Their system isn't as strong as people think it may be for a supposedly the number 1 bank in America.
To answer your question Shifu about how they use her card is through the digital wallet. Chase app doesn't allow to see the full number
At Shifu, I will say that this zero liability thing isn't fully true. While I worked there, I have seen people's claim being denied even for a credit card claim.
Also, upper management could care less being that I worked there for 3 years
MFA is a powerful tool. I tell everyone to turn it on for financial accounts.
Keep in mind that Zero Fraud Liability only applies when the bank has determined that the charge is fraudulent. Sometimes, you can claim a charge is fraudulent but the bank won’t believe you and will believe it’s legitimate after dispute, and at that point you would be liable for that charge.
I did see that.
I was like wow 70 credits cards
Disney owns abc
Dang, she bypassed the 5/24 rule
They use Apple Pay to commit fraud
Not sure if it's still happening, but a while back fraudsters would open account in real people's names and have it mailed to the person. As most of us are at work when mail is delivered, the fraudster would beat the person to the mailbox and take the envelope with the corresponding credit card. Granted it's usually 1 card, not 70 — but either way, it sounds like a scammer (and CapOne) screwed up somewhere along the way.
You're taking this situation too lightly Ben. What isn't stated is had this crap gone on her credit report, had the woman now or in the future gotten her identity stolen it would have been an expensive multi-year long nightmare to deal with. So it really is a big deal.
You are rather patronizing; I guess it's difficult to be a millennial and more so to be boomers who you so obviously despise.
I have "Fraud Alert" with all three credit bureaus to avoid situations like this.
I'm closing my bank account with Chase.
Did Chase hit her credit report just one time for all these cards? Or does she have seventy inquiries on each card on her report now? I would think that would ding her credit score.
I have been fraud recently by Chase Bank. Is there a class action suit starting up? This was for a car dealer in Florida (Fraud)