Chase rolls out new rules in the fine print. 💳 Sebby’s Card Picks:
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Timeline
0:00 New Rules
3:00 Promotional Pricing
5:40 Co-Branded Card Rules
8:20 Why?
9:33 What’s going to happen?
10:01 My biggest concern
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47 comments
💳 Sebby's Card Picks: https://www.asksebby.com/credit-cards
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I'm a new seeking card holder for Chase trifecta I would like to try this but it doesn't look like I will be able to
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Hey Sebby, I have CSR and CaptialOne venture X. What do you think about keeping Venture X and downgrading CSR to CSP?
🦁🤡 Just when travel is picking back up, these new rules are going to take up far too much of my mental bandwidth. I’m so confused! Are new users going to be allowed to design and apply for trifectas or not? Will the sock drawer become a graveyard? Inquiring minds want to know before possibly changing to a new ecosystem.
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The channel to watch after unsubbing from Brian Jung.
Going to cancle all my chase cards. Dont want to support a company that pulls this type of stuff.
I think the new IHG premier reward is pretty good ? 3X on everything. 5X on gas dining and travel.
If plus $100 statement credit and 10k points if you spend $20k. That’s close to 5X and 7X on purchases ?
Not totally surprise since the FED will be hiking up interest rates
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Did this new language replace the "one 1 intro bonus every 24 months" for the United cobranded cards? I got a SUB on a United card in 2018… can I apply now and get another SUB?
Wow! I was just planning to get the CSP before this month end, but since I got the Freedom Flex 2 months ago, that means I won’t be eligible to get the CSP anymore???? Sad 😢
RIP to the Chase Trifecta. It was fun for those heavy Chase users in the 2010s.
The only choices now are the Amex Trifecta or a makeshift Capital One Trifecta.
I’d chalk these changes up to de-risking due to the expected economic environment. Inactive cards costs banks a significant amount of money. And if you offer a promo, it’s even more expensive. Most partner rewards programs actually aren’t favorable to banks. And in many cases credit card accounts are not profitable for at least several years out into the future. I expect that we will continue to see changes in both marketing strategies and risk management strategies to reduce overall financial and credit exposure across the industry. Love your channel Sebby!
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ur the best Seb
In my experience, I’ve really had to chase down the customer support to get any help. Even their escalation team aren’t willing to uphold their policies and duties per agreement.
I wanted to give Chase a chance, but it’s not worth the long term struggle.
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I love how they've always maintained it's basically impossible for them to refund UR points once they've been transferred to a partner. You make an error, or something happens where the award you want disappears between when you transfer the points and when they show up…. you're SOL. But now they magically have access to my WOH account to deduct points? Completely bogus. Is there something in WOH T&C that allows third parties to even access my account for things such as this? Not that I'm liable to have this occur to me personally, it's just the principal of it.
Can`t claw back the points if you`ve already used it but then again who opens an account for less than 6 months.
Chase sucks! I had 3 chase cards that I used all the time, and paid off each month. I was a day late paying a $15 payment one month and they dropped my limit from $15,000 to $500! When I called in, the representatives I spoke with said they never saw a drop like that for something so minor. I have "sock-drawed" all my chase cards and never ever use them now. My Amex, Citi and Capital One cards increased my limits, so they are my go-to cards now. I avoid chase at all costs now!
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Would opening the Amazon Prime Chase card within the last 24 months affect the SUB for the CSP?
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Instead of implementing inactive rules they should give better multipliers on those cards or maybe if you spend X amount of dollar every few month you get a free night? Benefits that makes people want to swipe using Chase cards over other cards.
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First world problems. Just sayin'.
What scares me? ⏰
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costco is willing to refund the membership even after using the membership. they stand by their return policies.
I've wondered how they give away all these rooms and flights to people like us who aren't paying cc interest, I assume they either have enough people who are paying int. or in combination with the fee's + int. and interchange fees and also unused rewards they're still coming out ahead. I could see them raising fee's and or devaluing points before these extreme measures.
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TMI, Too Fast and Misdirects with a lot of superfluous information.
😅 after a few months of hesitating ..just started assembling the trifecta.. missing the freedom unlimited.. feels like i just shot my self on the foot here
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I want everything free!
< I will always smash the like button on your content! We are in uncharted territory as far as market structure is concerned and very challenging times with the macro environment in particular inflation and the war. Despite this, BTC even still under bearish waves is holding up well. More emphasis should be put into day trading though and thanks to Eriksen Bower skills and signals for helping me earn 8 Btc through his services.
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I canceled the CSP a few weeks ago.